Stack of papers signifying the changing of interest rates.
 


SBA 504 loan funds come from the sale of government-guaranteed bonds. Bond sales occur once a month, and rates are fixed at the time of the sale for the duration of the loan. See current and historical effective rates listed below:

  
   
Current and Historical Interest Rates
2008
 
  • August 6.99%
  • July 6.84%
  • June 6.65%
  • May 6.46%
  • April 6.34%
  • March 6.46%
  • February 6.13%
  • January 6.14%

 
2007
 
  • December 6.26%
  • November 6.48%
  • October 6.54%
  • September 6.53%
  • August 6.75%
  • July 6.79%
  • June 6.68%
  • May 6.28%
  • April 6.29%
  • March 6.19%
  • February 6.46%
  • January 6.29%

 
2006
 
  • December 6.09%
  • November 6.54%
  • October 6.55%
  • September 6.72%
  • August 6.88%
  • July 7.25%
  • June 7.00%
  • May 7.05%
  • April 6.82%
  • March 6.75%
  • February 6.53%
  • January 6.39%

 
2005
 
  • December 6.57%
  • November 6.54%
  • October 6.38%
  • September 6.05%
  • August 6.40%
  • July 6.04%
  • June 5.86%
  • May 6.13%
  • April 6.40%
  • March 6.24%
  • February 5.92%
  • January 6.15%
2004
 
  • December 6.16%
  • November 6.30%
  • October 6.28%
  • September 6.41%
  • August 6.59%
  • July 6.61%
  • June 6.94%
  • May 6.60%
  • April 6.19%
  • March 5.76%
  • February 6.14%
  • January 6.35%
   

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